Back to School Used Car Deals in Auburn - Del Toro Auto Sales

Are you in the market for a quality used car for your teenager, a college student, or yourself?  The best-used car dealership in Auburn has you covered.  Shopping for a used car can be a fun exciting time for everyone.  Especially if you are the one getting behind the wheels of quality used car from Del Toro Auto Sales in Auburn.  Don’t get caught up in only researching one car.  Often the car you thought you wanted to finance, doesn’t end up being the vehicle you buy.  Our professionals at Del Toro Auto sales recommend conducting your research in two parts; the car and the finance aspect.  You want to make sure the finance and car are right for you and your situation, financially as well as everyday lifestyle.  Consider these tips:

Ensure Your Credit Score is Accurate

Used car financing is highly predicated on your credit score.  Other factors that are considered are how old the car is, the length of the loan and how many miles the vehicle has.  The lower your credit score the likelihood of landing a high-interest rate is increased, which could mean spending thousands of dollars more a month.  Make sure your credit report is accurate by visiting AnnualCreditReport.com.  Three agencies report your credit history; Equifax, Experian, and TransUnion.  You can check this for free one time per year to ensure accuracy.

Getting pre-approved at Del Toro Auto Sales only takes a few minutes of your time.  You can either apply online at Our website or visit us in person.  Get the uncertainty out of the way so you know the price range you can search.  Ensure you don’t overpay for a vehicle and understand the cost of owning a car for the life of the loan. Understanding this will allow you to keep more money in your pocket. Monthly payment impacts your budget and making a smart decision can change the quality of your life in the future. Our team at Del Toro Auto Sales are committed to selling you a quality used car that is right for your financial situation and lifestyle.

Trade-in your vehicle at Del toro auto sales

Our used car dealership in Auburn will take your vehicle as a trade-in.  You will be in a good position if you own your current car outright and the car is worth more than you owe. This can be used to your advantage because the equity in your car can be applied to your new loan, reducing what you owe and reducing your monthly payment.
 
By doing your homework, you can make the auto buying process easy and save money!

To learn more, and find out how you can keep more money in your pocket monthly, visit us at Del Toro Auto Sales.  We offer great deals and incentives for used car financing.  View our used car inventory, schedule an appointment, or view the carfax report.  Visit us in person seven days a week during flexible hours.  Speak with our friendly staff members today.

We look forward to the opportunity to help you!

6 Tips to Financing a Quality Pre-Owned Vehicle in Auburn, WA - Del Toro Auto Sales

6 Tips to Financing a Quality Pre-Owned Vehicle

Buying something new is always exciting especially when it comes to purchasing a
quality pre-owned car for you or your family. Regardless if it’s new or it’s a used car in
Auburn the car buying process can be a bit stressful. Del Toro Auto sales has compiled
some helpful tips to consider before financing a used car in Auburn.

1. When you are looking for your next pre-owned vehicle, you should never rush the
process. Take your time to find the right car that works for you. Consider your
finances, your daily commute to work or how often are you on the road, whether
or not you need extra space for children or pets. Staying calm and patient can
end up saving you time and money in the long run.

2. If you visit our website at deltoroautosales.com and find a used car that interests
you, it’s important to visit us in person to look at the vehicle and take time to test
drive it. Why? Because it may look pristine and it may seem to have everything
you want, but when you take it for a drive you may not feel comfortable, or you
would like to sit higher. What you thought you wanted might not be reality.

3. Do your research. Taking time to figure out your needs when you are about to
finance a pre-owned car is very important. Look at several makes and models,
not just the car that looks beautiful. Think about how long you may think you’ll
have the vehicle and look at the miles that have already been driven on the car.
Will you be driving in rough terrain or snow? And then look at the used car
inventory at Del Toro Auto Sales. See if there are any dings, scrapes, or
scratches. Being prepared allows you to have a set of expectations during your
guaranteed finance process in Auburn.

4. Look at your budget. It’s important to know how much money you can afford
monthly in addition to how much money you can put down on your quality pre-
owned car. Most used car dealerships require a down payment, however if you
are unable to make a down payment, we at Del Toro Auto Sales have programs
to assist people.

5. Shop at the dealership that works for you. Shopping at the right dealership is just
as important than doing your homework for the perfect used car. Some used car
dealerships in Auburn may not have programs that work for your situation. For an
example Del Toro Auto Sales offers guaranteed financing regardless of your
credit history, we have programs for new buyers, military families as well as no
down or  low down payment We understand that for most people it is hard to
come up with a chunk of money to put towards your new wheels which is why we
try to cater to all our clients.

6. When you are out shopping around ask what types of specials and programs are
offered. Del Toro auto sales is welcoming and very understanding of peoples
situations, we know vehicles play very important roles in our lives and we want to
help.  Visit us today to find out about our used car financing in Auburn. You could
be closer to signing on the dotted line than you think. It’s simple and quick. Do
your homework first so you know what to expect prior to the used car financing
process.  Our team of professionals will help you every step of the way.

Visit us during our extensive store hours or visit our website to view our
inventory, compare makes and models, use our payment calculator or view the
CARFAX history of the pre-owned vehicles of your liking. If you have any
questions don’t hesitate to ask. Don’t miss the opportunities. Visit us today at Del
Toro Auto Sales in Auburn.

Bad Credit or No Credit Auto Loans in Auburn - Del Toro Auto Sales

If you are among the millions of those with a low credit score, we want you to know that you can find help here at Del toro Auto Sales in Auburn. We have been and we will continue to make it a mission to approve all types of credit applications because we know how important it is to have reliable transportation when you need it. We have been helping customers rebuild their credit in auburn for more than 15 years at Del toro auto sales. If you have a home and steady income, we can help you to find the best Credit Rebuilding Car Loans with Bad Credit in Auburn. With auto loans that help you to rebuild your credit, you will soon be able to find an easy approval everywhere you go.We work with customers that just had a difficult time in their lives or customers that recently had a discharged BK. No matter what your situation is we car help! 




How does Bad Credit Impact you?

If you have made mistakes in the past that have adversely affected your credit, then you may have come to understand what this can mean for your everyday life. For starters you will pay more interest won anything you purchase on credit, which will make your payment higher. With a low credit score and things like repossessions or a bankruptcy, you will find getting approval for a loan or a line of credit difficult, but not impossible. For this reason is important you talk to profesional that can help you get back on track. Once you have raised your credit score with one of our Credit Rebuilding Car Loans with Bad Credit in Auburn, you will find a whole new world opened to you. You will get better rate and be able to afford nicer things at a much lower payment. You will then be able to look forward to a home loan approval or a high-limit credit card as well.


Helpful Credit Rebuilding Car Loans with Bad Credit in Auburn

Financial experts will be the first to tell you that making payments on time on a used car loan is one of the best ways to improve your credit. Not only will your monthly payments be small, but you have an excellent chance of getting approval for this loan at Del Toro auto Auto Sales, though you may not be approved elsewhere. Getting approved for our Credit Rebuilding Car Loans with Bad Credit in Auburn is as simple as filling out a short Finance Application.

It is available to everyone on our website and within minutes we will have an answer for you. Whether you have a car or a pickup truck in mind or are simply looking to see what you can afford, let us know how we can best help you. Take a look at our online inventory our website and see for yourself the quality and variety you will get to choose from. We also have a large variety of cars under 10K. If you see something you like, we recommend you come down to our car dealership in Auburn and take a closer look. We advice you that you test drive any car you are interested in and compare a few before buying. 



Del Toro Auto Sales in Auburn can be found at 415 Auburn Ave in Auburn, WA. We are ready to provide you with excellent customer service any day of the week. We are open daily and just a drive away from Federal Way, Sumner and Bonney Lake, Burien, Tacoma, Kent and Seattle.

In conclusion, if you are looking for rebuild your credit or find a great buy on a used vehicle, we at Del Toro Auto Sales are at your service. To apply for credit please click here.

Car Financing for First-Time Car Buyers

Car Financing for first time buyers in Auburn - Del Toro auto sales

How to find a good first car and how to get car financing!

So, you’re in the market for your first new or used car. Congratulations! The open road awaits you!
You probably have questions about the process — how to find the right first car, how to go about buying it, and how to secure financing for your purchase. We’ve got answers! Below are some commonly-asked questions our customers often have as a first-time buyer. Let’s get into it!

How does financing work?
Say you’ve found a sweet used car at del toro auto sales in Auburn — great condition, low miles, and it’s got everything you need. Looks like a great first car, but how do you pay for it? When you finance a car purchase, you’re borrowing money and entering a contract to repay it over time, usually in monthly payments.

This is a standard practice, and lots of people use financing to purchase larger items like vehicles and big appliances.

At Del toro auto sales, financing is different from the haggling you might face at traditional new- and used-car dealerships, where you negotiate financing terms and may experience a lack of transparency. At Del toro auto sales in Auburn your sales consultant doesn’t get paid based on your financing terms! Here’s how the process works.

1. Do your research and establish a budget. Take a good look at your needs for your first car, including your driving requirements, to make sure you get behind the wheel of a vehicle that suits you for as long as you plan to keep it.

Use our online calculator to understand the costs and the benefits of making a down payment. Check your credit score — your credit will be a factor in your available financing options. Understand the financing terms you’ll be hearing about as you go through the process. Your used car research will pay off.

2. Get pre-qualified. This gives you an idea of how much you can spend on your purchase.

3. Come see us at Del toro auto sales in Auburn. We’ll sit down with you to go over available financing options. Finance decisions come directly from our finance sources, usually within minutes of submitting your application.


How do I budget for a used car?

Do yourself a favor and make a budget for your first car purchase. Giving yourself some realistic guardrails will help make car ownership easier on your wallet! Most financial institutions recommend budgeting no more than 15 percent of your gross monthly income on a monthly car payment.

When you’re budgeting, use an online calculator to get a feel for vehicle prices, down payment amounts, monthly payments, and annual percentage rates. In addition, check out these great ways to save on your next used car and additional helpful tips for the first-time car buyer.

So, when you’ve got your eye set on a used Hyundai or Honda — two solid-value choices for the first-time car buyer — you can make your purchase more confidently, and with less worry about paying for it.

How important is a down payment?

A down payment is the amount of money you put down at the time of your purchase. Some dealerships require a down payment, but at Del toro auto sales, making a down payment isn’t a requirement in all situations. But it is important. If you’re looking to buy a Ford or Kia for your first car, making even a small down payment — even $100! — is better than nothing at all.
That’s because it reduces that amount you’ll need to finance and your monthly payment amount.

If you have a vehicle to trade in, you can get your car appraised (yes, you can put your offer from Del toro auto sales toward the purchase of a used car or truck at Del toro auto sales).

Can I get approved if I have no credit? How about bad or damaged credit?

We successfully provide options to customers with many different credit profiles because we work with some of the state's leading financial institutions, which improves your chances of getting approved. If you’d like to learn more about credit scores and ratings, check out our article about understanding credit ratings.

Can I finance through my bank or credit union?

At Del toro auto sales, yes you can. Just bring your outside financing when you come to visit us at our Del toro auto sales Auburn location.


How do you decide where to buy?

We won’t tell you where to buy your first car or truck. Some dealerships may give you what you’re looking for — and others might give you the feeling that you’re being taken advantage of. But here at Del toro auto sales in Auburn, you can feel confident that we’ll never pressure you into making a purchase. We want you to find the used vehicle that best fits your needs, for as long as you plan to own it, and we have a no-haggle, no-pressure approach that lets our customers focus on finding a vehicle that’s right for them.
You’re embarking on an exciting adventure — good luck with buying your first vehicle, and whatever you buy, we hope you enjoy it.