USED CAR FINANCING IN AUBURN

USED CAR FINANCING IN AUBURN

Buying a quality used car is typically one of your first big decisions to make in life and getting it right the first time is essential. However, when you finance one of our used cars at Del Toro Auto Sales, the decision isn't that difficult, but there are still, things to keep in mind when it comes to used car financing.

Paying Cash

If you have saved enough money to pay for the quality used car, it's always nice to pay for it all at once and then you won't need to think about monthly payments or loan terms.  Not having monthly payments can free up money for other things you would like to invest in, and also, it can give you enough money for maintenance.  If you are paying for your used car in cash, remember to leave enough money for things like registration, licensing, maintenance, routine repairs, insurance, and gas.  Lastly, if you are paying for your quality pre-owned vehicle in cash, you will likely have more negotiation power to get a better price at Del Toro Auto Sales in Auburn.

Getting Used Car Financing in Auburn

There are things you need to think about if you want to finance a used car.

1.     It is suggested you put 10% cash down on the car

2.     Make plans to be able to pay off the car in 3-4 years

3.     The total cost of your vehicle should not exceed 20% of your monthly take-home income.

Following these rules will help set you up for financial success with your loan through Del Toro Auto Sales.   You need to set budgets that you can attain monthly without being over your head. 

Del Toro Auto Sales in Auburn is a used car dealership that offers excellent incentives and programs to help meet every buyer situation, and we can guarantee 100% used carfinancing.  We are a dealership of choice, a one-stop shop.

Saving Money

When you are in the market for a new vehicle, our professionals suggest financing a used car over a new car.  You can save thousands and thousands of dollars between the depreciation, your monthly payments, insurance and taxing and still providing you with a quality and reliable car filled with upgrades.

Visit us online and browse our used car inventory or visit us in person.  We have an extensive selection of all makes and models, and prices that will fit you, your family and budget.  You can use our financing calculator to determine your monthly loan payments or check your vehicle of choice through CARFAX which will tell you if the vehicle has been in any accidents, how many owners, etc.  If you don't see something you like, ask us, because who knows, maybe we will be able to get it for you.  We understand there are many options when searching for used cars which is why, we at Del Toro Auto Sales, make it convenient for you to shop and narrow down your choices.

We are a quality used car dealership of choice at Del Toro Auto Sales.  Visit us today, and we are open seven days a week.  We look forward to the opportunity to serve you!

Can I finance a car with bad credit? Best tips to get financed with less than perfect credit

Does Having Poor Credit Mean I Can’t Get Financed?
Is poor credit keeping you from taking the steps to financing a used car? Del Toro Auto Sales, Auburn

Some people think that if they have poor credit, then financing a quality used car is far beyond their reach.  And if this is the case, our professionals at Del Toro Auto Sales is here to tell you that you have more options than you think.  If you heard that poor credit means you can’t get financed and it is keeping you from taking the first steps to financing your next quality used car, read on.

Having Poor Credit is NOT Forever

If you have previously experienced bankruptcy or have charge offs on your credit history report, you may think your credit is ruined forever and financing anything is not attainable because no lender will accept your loan because you are too high of a risk.  This myth is false, and any credit can be fixed by paying your bills on time and avoiding credit inquiries because this will lower your credit score. If you are in this position with poor credit, paying your bills on time for a year will increase your score regardless of how low it is.

You Are In Control Of What You Pay

People who are in a position with low credit may halt the process of looking to finance a quality used car in Auburn because they are afraid of what the price tag will be and they, the shopper, will not have a say in how much they pay.  Just because you have bad credit doesn’t mean lenders can victimize you.  Yes it can be frightening, but this is the exact reason you need to be well informed and knowledgable of your credit score, what it says, informed of your rights and be open to several different makes and models of used cars.  This will allow you to have more loan options.

Loan Terms Are Not As Important Than Low Monthly Payments

When you are looking to finance a used car through a bad credit loan program, you should look at both the terms of the loan and the monthly payment.  Look at this as a whole because if you see a low monthly payment, you may find yourself in a longer and more costlier loan, unless this doesn’t matter to you.

Del Toro Auto Sales in Auburn, your dealership for quality used cars, hopes for you to be a well-informed shopper.  Although it is no lie, you may have fewer options for guaranteed auto loans in Seattle, having a better understanding of facts may help you save money and headaches.
We have an experienced staff at Del Toro Auto Sales, and we pride ourselves on the level of service we provide.  We are the choice for many people when it comes time to shop for their quality used car.  We offer excellent programs to help people in almost every type of situation because we understand that life happens. 

Poor Credit Auto Loans On Used Cars In Auburn

If you are in the market for your next pre-owned vehicle and want to save money and enjoy your experience, visit us in Auburn seven days a week during our flexible hours.  You can also visit us online to begin browsing our inventory, compare makes and models, and view the CARFAX history of your vehicles of choice.
Visit us today or apply online. We are standing by to assist you.  We look forward to the opportunity to serve you.

6 Tips to Financing a Quality Pre-Owned Vehicle in Auburn, WA - Del Toro Auto Sales

6 Tips to Financing a Quality Pre-Owned Vehicle

Buying something new is always exciting especially when it comes to purchasing a
quality pre-owned car for you or your family. Regardless if it’s new or it’s a used car in
Auburn the car buying process can be a bit stressful. Del Toro Auto sales has compiled
some helpful tips to consider before financing a used car in Auburn.

1. When you are looking for your next pre-owned vehicle, you should never rush the
process. Take your time to find the right car that works for you. Consider your
finances, your daily commute to work or how often are you on the road, whether
or not you need extra space for children or pets. Staying calm and patient can
end up saving you time and money in the long run.

2. If you visit our website at deltoroautosales.com and find a used car that interests
you, it’s important to visit us in person to look at the vehicle and take time to test
drive it. Why? Because it may look pristine and it may seem to have everything
you want, but when you take it for a drive you may not feel comfortable, or you
would like to sit higher. What you thought you wanted might not be reality.

3. Do your research. Taking time to figure out your needs when you are about to
finance a pre-owned car is very important. Look at several makes and models,
not just the car that looks beautiful. Think about how long you may think you’ll
have the vehicle and look at the miles that have already been driven on the car.
Will you be driving in rough terrain or snow? And then look at the used car
inventory at Del Toro Auto Sales. See if there are any dings, scrapes, or
scratches. Being prepared allows you to have a set of expectations during your
guaranteed finance process in Auburn.

4. Look at your budget. It’s important to know how much money you can afford
monthly in addition to how much money you can put down on your quality pre-
owned car. Most used car dealerships require a down payment, however if you
are unable to make a down payment, we at Del Toro Auto Sales have programs
to assist people.

5. Shop at the dealership that works for you. Shopping at the right dealership is just
as important than doing your homework for the perfect used car. Some used car
dealerships in Auburn may not have programs that work for your situation. For an
example Del Toro Auto Sales offers guaranteed financing regardless of your
credit history, we have programs for new buyers, military families as well as no
down or  low down payment We understand that for most people it is hard to
come up with a chunk of money to put towards your new wheels which is why we
try to cater to all our clients.

6. When you are out shopping around ask what types of specials and programs are
offered. Del Toro auto sales is welcoming and very understanding of peoples
situations, we know vehicles play very important roles in our lives and we want to
help.  Visit us today to find out about our used car financing in Auburn. You could
be closer to signing on the dotted line than you think. It’s simple and quick. Do
your homework first so you know what to expect prior to the used car financing
process.  Our team of professionals will help you every step of the way.

Visit us during our extensive store hours or visit our website to view our
inventory, compare makes and models, use our payment calculator or view the
CARFAX history of the pre-owned vehicles of your liking. If you have any
questions don’t hesitate to ask. Don’t miss the opportunities. Visit us today at Del
Toro Auto Sales in Auburn.

Looking For The Best Financing For A Used Vehicle? Del Toro Auto Sales Auburn, WA

Finance a Used Minivan in Auburn

Oh the minivan.

I am sure you may remember the old days driving around in your parents minivan to family friendly destinations or to after school sports and you never thought you would turn back until you had children of your own.  At Del Toro Auto Sales in Auburn you can finance a used minivan for a fraction of the cost of a brand new minivan. 

Check out some our minivan inventory on Special:

2005 Dodge Caravan SE

2008 Dodge Grand Caravan SE

2014 Dodge Grand Caravan SXT

2012 Honda Odyssey  EX-L

2004 Toyota Sienna XLE Limited

Why Should I Finance A Used Car?

Financing a used car in Auburn can help you in more ways than one.  First it will help increase your credit score if you are having trouble increasing your score.  Del Toro Auto Sales guarantees used car financing to everyone regardless of your credit history.  We understand the hardship people face which is why we like to help our clients find quality used cars at great low prices.  Used car financing is a smart way to boost your credit because it gives you a monthly payment you can afford and this will show that you are making monthly payments on time. 

Secondly, when you finance a used car at Del Toro Auto Sales you will be able to save thousands of dollars right away.  We have like new used cars on our lot for a fraction of the cost.  In addition when it comes time to trade in, you will not lose as much depreciation .  As you can see there are many many benefits of financing a quality used car with Del Toro Auto Sales in Auburn.

What Is The Best Family Friendly Car?

Many drivers have the stigma of financing a used minivan due to their haunting images as a child.  However, Del Toro Auto Sales in Auburn have like new minivans that are perfect for families hauling your children to and from school, sporting events or excursions.  Think of it as a device.  A minivan is used to help keep your family safe and comfortable while traveling to and from places.  In addition minivans tend to be great on fuel which means more money in your pocket monthly.  You can find used minivans at Del Toro Auto Sales which are in mint condition at affordable prices.  Not only are these vans great on fuel, they are extremely spacious and safe helping keep your children comfortable during those long-trip family excursions.  When you finance a used car in Auburn, you will save thousands of dollars which can then be put into your child´s college fund or summer trips with the family.

Our used minivans come with style and modern technology options, such as bluetooth connectivity, entertainment systems, navigations and more.  So why not finance a used minivan with us, save and drive in style?

If you are in the market for a new used vehicle contact us today or visit us in person.  We are open seven days during flexible working hours.  You can also visit us online to compare make and models, checking out CARFAX reports or even using our payment calculator to determine your monthly payment.  We look forward to the opportunity to serve you!