Wednesday, March 21, 2018

Auto loans in Auburn for Challenging credit situations

Auto loans in Auburn for all challenging credit situations

Some lenders may hesitate when they see your bankruptcy, but at Del Toro Auto Sales, we get you approved in 30 seconds or less.

Flexible Auto Loans after Bankruptcy in Auburn
Most lenders tend to base their credit decisions on your history, but al Del toro auto sales we do things differently. Assigning everyone to a number is a somewhat arbitrary way to do business, and at Del Toro Auto Sales, we do things a bit differently.

Regardless of whether you have had your property taken or if you have gone through a divorce in the last year, our team of experts can help get you. We can get you approved for an affordable car loan. Del Toro Auto Sales, we can help you get you approved faster.

It takes only a short time to apply, and your information will remain confidential. After you have received our approval for a loan, you can stop by our auto dealership in Auburn, and we will get you driving your new car.

¿What happens if I had a bankruptcy?
Bankruptcy should be no barrier to loan approvals. Call Del Toro auto sales at (888)324-2978 to find out if you are eligible to receive our Auto Loans after Bankruptcy in Auburn. Our doors are open seven days a week to help you get approved for an auto loan.

We realize that time is of the essence when it comes to some people's lives and with an unexpected repossession you may be in trouble as you work to balance between school, work and home life.  The quick and straightforward financial information form is designed to give us the relevant details we need to start tracking down a lender that will work with your credit history. It will also help us better understand your position as you search for a replacement vehicle.

Our Auto Loans after Repossession in Auburn will be crafted to match your budget restraints and also give you a car that works for you. Once the ball is rolling, we will provide you with a call and inform you of your options and also schedule you for a one on one meeting with our sales and finance team.

Finding Auto Loans after Repossession in Auburn
To bring this levels of service to those with credit problems we have to establish a level of trust with our sources that let us go to bat for you at the negotiation table. We will be able to get an Auto Loan after Repossession in Auburn once we are confident we have found the best deal available for you. With our large selection of used cars and trucks for sale, we are also convinced we can get you into a vehicle that you will be happy with a rebuild your credit while doing it.

If you have medical debt but need a used car in Auburn
Debt always hangs over you like a bad dream. Even after it is gone the damage it causes is still can affect what you can buy or the type of car you can afford. However, there is always a way to rebuild your credit. If you recently have a medical debt that has been weighing you down, you can still qualify for an auto loan with Del Toro Auto Sales.

Auto Loans for used cars in Auburn after Medical Debt
Our used cars and truck inventory in Auburn is enormous as we have all the top models including ones from Toyota, Honda, Dodge, Nissan, Ford, Chevrolet and more.

There are work trucks available, SUVs for your family needs and plenty of space for fun on road trips, and, many different sedans and sports cars. These sedans include the reliable Toyota Camry and the fun Honda Civic.

Having financial problems is never fun, needing a vehicle while you are having those problems is even more of a headache. Here at Del Toro Auto Sales, we want you to know that we are here to make those headaches go away whether you just had a repossession, bankruptcy, or have unpaid debt in your credit.

We like to make searching for an Auto Loan as easy for you as we can. You can check out our inventory and apply for an auto loan right from our website. As we mentioned before you can fill out our quick and easy approval application to see if you will be approved for the car, you are interested in, and 30 seconds we will provide you with an option of your liking. For more information, you can always call us to talk to a finance specialist a Del Toro Auto Sales about your situation.

Wednesday, March 7, 2018

Buying a used car on March Madness


You will have to make a lot of important decisions when you’re thinking of buying a car. You will need to decide which one between car, truck, or SUV you want to go for, and you will also need to determine the make and model, the color, and much more. Going through the car buying process can be exhilarating because it's easy to catch up in the up in all of the bells and whistles of a new car. But, the most important decision to make during this process is deciding on if you should go for a new car or purchasing a used car.

Even with the fact that there is a huge drastic price difference between a new and a used car, there are still millions of people who prefer to buy new cars instead of buying a used one, but is this a good decision? Last month we posted a blog with 5 reasons why buy used over new, here are another 5 reasons to help you decide, why buy your next car used.

1.    Cost and Depreciation
The moment you drive your new car off the dealer's lot it loses about 10 percent of its value. The number becomes 20 percent after a full year of usage. Which means your vehicle will be worth less than half of what you paid for it after five years. However, the rate of depreciation is considerably slower when you buy from used car Seattle than for new models. Along with the lower rate of depreciation that comes with pre-owned autos, the cost is about $15,000 on average, compared to $30,000 for new counterparts.

2.    Available Options

The only place you can buy a new car if you are in the market for the newest model is from an authorized dealer. Buy from a dealer means you have little to no bargaining power as the dealer controls the market. On the other hand, the market for used cars is enormous, and there is a lot of trade-ins. This means you might find the used car you are looking for at a dealer or independent lot like used car Seattle. It also gives the buyer a lot more bargaining power.

3.    Great Reliability

Back in the days, it uses to be that people sell off their car when it has mechanical issues; but over the course of years, things have changed, and there has been a huge push to increase the reliability of all vehicles since the 1980s and 1990s. Ever since 1995 when the government started studying the issue, the average age of a car has steadily increased to about 11 years old. This means that when you buy a used car, there is a great chance that it will last you for many years to come.

4.    Lower Insurance Costs

When insurance companies are is determining rates, their primary consideration is the car’s value. Meaning that the more money they will shell out in case of a crash is of more value. You will agree that a Mercedes Bens purchased used will cost less to insure than one purchased new. When you can’t notice the difference between your old Mercedes Bens and a brand new one, the insurance company will.

5.    Cheaper Registration Fees

Depending on your state, but in Seattle older cars often cost less to register. However, some state does charge the same rate for both old and new, but in a state like Seattle, it varies on cars age, weight, or even power. Also, many states charge yearly taxes on top of registration, and some are based on a vehicle's age.

In conclusion, all of the evidence points to the fact that used cars offer the consumer the best deal.