Saturday, December 30, 2017

Holiday Deals on Used Cars in Auburn, WA | Del Toro Auto Sales

To get a good deal on a used car in the Seattle area this Holiday season. To do so, several things must fall into place at the same time. First, you need to locate a Used vehicle that meets your specific requirements, it should be priced to sell at a reliable dealer and the dealership should offer options for a variety of car loans in Auburn. In addition, you should review the extra costs that go along with this used car purchase, including fuel, repairs, maintenance and auto insurance. That is why it is very important to select a good independent auto dealer to do business with. The best way to know who you are dealing with is to read reviews from past customer of that auto dealer. Often customers review auto dealers after their purchase. This review are mostly reliable if you look at a reputable source like google or yelp.

At Del Toro Auto Sales in Auburn we have an awesome selections of used cars for sale starting at $3,995. We have our own shop and we safety inspect every used car before we sell it.  We always try to have the most popular brands in stock, including used Kia cars for sale, used Fords, used Chevys, used Nissans and many other vehicle brands. We also offer great financing options with rates starting as low as 1.99% APR. Here are some of the term used at the time of a vehicle purchase to acquire financing, and it helps to know what the terms mean:
The down payment is the money you pay out-of-pocket when you begin the loan process. It is often a percentage of the purchase price. The larger the better. Sometimes you can trade in a vehicle and use the amount paid for it as a portion (or all) of your down payment.
The loan term is the length of the loan and is typically 36-60 months or longer.
The annual percentage rate or APR is the most critical factor when you finance. Getting the lowest possible APR is in your best interest.
Finance charges are included in your loan. This is the money the lender charges to offer you financing.
Extra fees and penalties, if any, are included in your contract. It is important to read the document very carefully and ask for an explanation of anything you do not completely understand.

At Del Toro Auto Sales we know that you as a customer have many options as to where it can be purchased a used car in Auburn. This includes buying from an individual, a franchise or buying from an independent auto Dealer in Auburn like Del Toro Auto Sales. We take pride in our used cars for sale and alway try to please and get our customers exactly the used vehicle they are looking for or best meets their needs.  Keep in mind that when you buy from an individual, in Auburn there is a risk factor higher than when purchasing from a auto dealer like Del Toro auto sales. A franchise dealer often does have more new autos but there is not a great deal of variety on used cars and you must typically have a high credit rating to qualify for financing. Buying form an independent dealer like Del Toro auto sales offers you several benefits.
1. We have an extensive and varied used car inventory.
2. There is a price range for every credit rating.
3. Used car warranties are available for some models.
4. We have our own auto repair shop

We recommend reading review and doing some online research before buying. This will give comparisons of independent dealers and franchises in Auburn, WA. You will almost always have a better experience at a family-owned small independent local car dealer in Auburn. But don’t take my word for it. Please take a look at our online reviews on google. This are real customers taking about their experiences buying a used car at Del Toro Auto Sales in Auburn. 

Del Toro Auto Sales has successfully served customers in the Auburn area for almost 15 years and as you can see on google reviews our excellent reputation speaks for itself. Gift yourself a new used car from Del Toro Auto Sales this Holidays. Don’t hesitate to reach our Vehicle specialists if you have any question about a used car in our inventory or if you have any financing questions at (888)324-2978.

Take advantage of our 30 second credit approval and drive home a new used vehicle this holiday season. We look forward to working with you to find a car that meets your transportation requirements. We wish you and your family a Happy Holiday and Happy New Year…

Saturday, December 23, 2017

Auburn Auto Financing | Used Cars For Sale | Del Toro Auto Sales

Auburn auto financing| Used car for sales Auburn

The best place to go for Used Car Financing in Auburn is Del Toro Auto Sales. Getting a used car is much less expensive than acquiring a new car, which is why it appeals to so many people. In addition, used cars can also offer great overall value depending on how old they are and how they have been maintained by their prior owners. You can get a used car that differs only slightly in overall value with a new car. We at Del Toro Auto Sales offer high quality, top performing used cars, and we will enable you to acquire them quite affordably through our used car loans.

Del Toro Auto Sale Auto Loan Financing in Auburn

The Used Car Financing Application Process

To get Used Car Financing in Auburn, all you have to do is come to our dealership and complete our simple auto loan application process. The first step of this process involves filling in an auto finance application form. The form requires you to fill in information like your name and contacts, your social security number, your driver's license, your date of birth, your monthly rent/mortgage and also your current income or salary.

Our team will also ask you to provide information concerning any other financial obligations that you may have. After this, credit approval will be done quickly. One of the things that will greatly please you when you come to Del Toro Auto Sales is the fact that we guarantee credit approval.

This means that even if your credit records had been tarnished by tough circumstances like repossession, divorce or bankruptcy, or even if you had bad credit, poor credit or no credit, we at Del Toro Auto Sales will still give you auto credit approval. The third step of the auto loan application process involves browsing through our wide selection of vehicles to find the one that you desire.

Once you choose the car that you desire and the auto loan option for it, you will only have to pay a small down payment and the first monthly payment; after this, you will be allowed to drive off in the used car of your dreams.

Affordable Used Car Financing in Auburn

When you come to Del Toro Auto Sales for Used Car Financing in Auburn, you will also save a lot of money because our used cars come with significant Discounts .Getting Used Car Loans with No Credit in Seattle- Auburn- Tacoma is a lot easier than you might think if you talk to us at Del Toro Auto Sales. While it may seem near impossible to qualify for a loan with no credit, there are some simple strategies you can implement to easily acquire a loan, even if you have no credit. To begin with, start saving money as soon as you have decided that you want to purchase a used car and take out a loan. Secondly, find other documents related to your financial well-being that can help you document your ability to pay back a loan. For more helpful tips, and help getting the loan itself, talk to the professional team at Del Toro Auto Sales.

How to Prepare for Used Car Loans with No Credit

If you are getting excited to purchase a used car, do not let something like the price tag or acquiring a loan dissuade you. The moment you decide to purchase a used car, you should begin saving any money you can. The larger down payment you put together, the easier it is for you to qualify for a loan, even with no credit. On top of that, you will have a lower total loss to interest, because the initial total money owed will be much lower. Getting Used Car Loans with No Credit in Auburn is much easier with every extra penny in the bank.

Having great credit is not the only way to show that you are deserving of a loan. If you want to show a loan officer that you should receive a loan, simply bring in a bit of supplementary information to prove your case. Items like your most recent pay stubs, utility bills, and rent agreement, and even letters of reference can establish your financial responsibility in the eyes of a loan officer. To get approved for Used Car Loans with No Credit in Auburn, bring in a few supporting documents and you will have your loan in no time.

Qualifying for Used Car Loans with No Credit in Auburn is pretty simple: start saving and get a few papers together. Talk to the professional staff from Del Toro Auto Sales, who just loves helping folks qualify for loans. You can reach us on the phone at 888 324 2978, or come to our office in person at 415 Auburn Ave, Auburn, WA 98002. We love helping people get the financial assistance they need, so stop by today.

Friday, December 8, 2017

Del Toro Auto Sales 30 Second Used Car Loan Approval

                        Get approved in 30 seconds or less

Customers have lots of really good questions about used auto financing. We know — we’ve heard them in our store from many of the customers who choose to finance with us each year!

Below are the 10 questions we hear most often from Del Toro Auto Sales customers about used car financing while they’re conducting their used car research.

10. Does Del Toro Auto Sales offer auto financing?

Yes, and financing at Del Toro Auto Sales is a quick and transparent process. Let’s say you’ve narrowed your search to a used Toyota or to a GMC. Now, how to pay for your final choice? Maybe you’ve got the cash in hand; if not, you can borrow the money to make your purchase. Nearly 8 of every 10 Del Toro Auto Sales customers finance their purchases through our dealership, who can deliver offers within minutes of your submitting an application.

9. How does financing at Del Toro Auto Sales work?

When you borrow money to buy a car or truck at Del Toro Auto Sales, it’s different from the way car loans work at traditional car dealerships. That’s because we aim to give every customer an honest, straightforward, and haggle-free experience. Our financing gives you choices, and puts you in the driver’s seat! You can bring your own financing when you visit us, too.

Requesting financing terms on a used vehicle we sell is easy — just click on the link finance found on that vehicle’s Car Page and speak with a sales consultant about available financing options.

8. Can I get pre-qualified?

Yes. This fast and easy process lets you choose how much you want to borrow based on the type of vehicle you’re looking for. If you’re interested in financing a purchase with Del Toro Auto Sales, visit us online to get pre-qualified. A Del Toro Auto Sales a associate will contact you to discuss any available financing options, including the amount you’re qualified to finance.

7. Can I get approved if I have bad or damaged credit?

We successfully provide options to customers with many different credit profiles because we work with some of the country’s leading financial institutions, which improves your chances of getting approved. If you’d like to learn more about credit scores, check out our article about understanding credit ratings.

6. Do I need to make a down payment?

A down payment isn’t a requirement for financing a purchase at Del Toro Auto Sales, but it mostly depends on the credit score and making a down payment matters. Making a down payment is always a good idea because it reduces the amount you’ll need to borrow. Any amount you choose to put down can improve your chances of approval and receiving better terms. No matter how much you decide to put down, you can also add any equity from the trade-in value of the car you drive now. Learn how to get your car or truck appraised here.

5. Can I finance through my bank or credit union?

Yes, you can bring your own financing — you can visit Del Toro Auto Sales with a pre-approval letter, or we can provide you with a buyer’s order, plus the exact amount of financing you need to bring back to pay for your next used vehicle, including taxes and fees. And, if you do finance with Del Toro Auto Sales, you’ve got three business days to replace your financing with alternative financing at no cost.

4. Do you have a first-time buyers program?

Yes we do. Many customers can qualify for financing without a prior vehicle purchase or a limited credit history. Our finance sources accommodate customers with a wide range of credit histories and profiles.

3. What finance companies do you work with?

In addition to Del Toro Auto Sales, we work have great relationships with leading institutions in Washington State with the most competitive interest rates. These relationships help ensure a broad variety of financing options for our customers.

2. Why do a car’s age and miles affect my financing options?

Financing companies may be unwilling to assign longer terms on some older vehicles. Newer vehicles can often get more competitive terms. However, for many Del Toro Auto Sales customers an older vehicle is a solid choice. It’s no surprise that higher-mileage cars and trucks carry more affordable price tags; and it’s also true that all Del Toro Auto Sales vehicles satisfy our rigorous renewal standards. Most Del Toro Auto Sales used cars are eligible for financing and extended service plans.

1. What do I need to get pre-qualified and approved?

All you need to complete the pre-qualification process is a strong idea of your budget and how much you’d like to finance, your contact information, your employment and income information, and information about a co-applicant, if you have one. Once you submit your application, we’ll be in touch quickly to discuss any financing offers available to you.

If you need more information contact Del toro auto sales at 888.324.2978 or visit our website clicking here.